Medical insurance for physical therapy can be confusing! We’re here to help.
Does Iron Take My Insurance?
We accept commercial insurance and Medicare for physical therapy. When you contact us, we’ll reach out to your carrier to verify your specific physical therapy coverage.
What if I Got hurt playing school sports?
If injured during school sports, please let us know as that insurance typically covers PT at 100%, but we’ll review specifics of your school/club’s plan during our initial call.
Does MY medical insurance cover physical therapy?
Most insurance plans cover physical therapy services that are medically necessary. Again, each plan is different and we are happy to verify your individual coverage.
We’ll always discuss the specifics of your plan and your financial responsibility before you come in. There will never be any surprises.
While you’re waiting, you can discover more about what makes Iron so special.
Do I Need a prescription for physical therapy?
You don’t need a script for PT so you can just contact us directly for your initial evaluation.
In NJ, you can receive physical therapy treatment from a licensed PT without a physician referral or prescription. This is called “Direct Access” which makes it easier than ever to get the care you need.
Does Iron participate with Medicare?
Iron Physical Therapy is in-network with Medicare and is a certified Medicare provider.
what if PT is not covered or I don’t have health insurance?
If you don't have health insurance or don’t have a plan that covers physical therapy, we offer reasonable cash packages so you can still get the highest level of care Iron offers.
but Do i need pt?
Taking the plunge to get a physical therapy evaluation is a big decision. We’ve narrowed it down for you in our 10-question quiz!
Have More questions about insurance?
Our amazing staff has answers! Contact us to speak with someone who can give you clarity and ensure you’re getting the most out of your medical insurance! Just give us a call or message our staff here.
Caldwell, NJ Clinic - (973) 228-4766
Midland Park, NJ Clinic - (201) 857-8899
“I went to Iron Physical Therapy last fall and couldn't be happier. Not only were the physical therapists great, but the staff coordinated with my insurance, helped me understand my benefits and worked with me to make sure I was getting the most bang for my buck.”
- Hillary, Iron Physical Therapy Patient in Midland Park, NJ
Please note: If you don’t have insurance or don’t intend to use insurance to pay for scheduled non-emergency health care services, federal law requires that health care providers and facilities provide you with a good faith estimate of the expected charges for medical services. If an estimate is exceeded by $400, you have a right to dispute it.