Medical insurance for physical therapy can be confusing! We are here to help.

Physical Therapy Insurance

Iron Physical Therapy is a Certified Medicare Provider.

Our practice meets all of the Medicare requirements for physical therapy.

Does MY medical insurance cover physical therapy?

We accept commercial insurance for physical therapy. When you contact us, we will reach out to your carrier to verify the details of your specific physical therapy coverage so there are no surprises at your first appointment.

You don’t need a prescription for physical therapy - You have Direct Access to PT

Under NJ law, you can seek treatment from a physical therapist without a prescription, which makes it easier than ever to get the care you need.

Have any more questions about insurance?

Our amazing staff has your answers! Call our Caldwell, NJ clinic (973) 228-4766 OR our Midland Park, NJ clinic (201) 857-8899 to speak with someone who can give you clarity and ensure you’re re getting the most out of your medical insurance! You can also message our staff here.


“I went to Iron Physical Therapy last fall and couldn't be happier. Not only were the physical therapists great, but the staff coordinated with my insurance, helped me understand my benefits and worked with me to make sure I was getting the most bang for my buck.”

- Hillary, Iron Physical Therapy Patient in Midland Park, NJ